The Best Credit Cards in India

(Last Updated On: November 17, 2022)

If you’re looking for the best credit card in India, you’ve come to the right place. In this blog post, we’ll discuss the top five credit cards in India for 2020. We’ll cover a wide range of factors, including annual fees, interest rates, rewards programs, and more. By the end of this post, you’ll know exactly which credit card is right for you. So without further ado, let’s get started!

1. SBI Card Elite- This credit card from State Bank of India offers a wide range of benefits and features including a travel insurance cover of up to Rs. 10 lakhs, fuel surcharge waiver, and lounge access at airports. The annual fee for this card is Rs. 4,999 and it comes with a welcome offer of 20,000 Reward Points.

2. ICICI Bank Platinum Chip Credit Card- This credit card from ICICI Bank offers a host of features and benefits including 5% cash back on movie tickets, fuel surcharge waiver, and discounts at leading restaurants. The annual fee for this card is Rs. 499 and it comes with an interest-free period of 50 days.

3. HDFC Bank Millennium Credit Card- This is a superb travel credit card that offers a host of travel-related benefits and features such as accelerated reward points on international spends, airport lounge accesses, and complimentary air tickets. The annual fee for this card is Rs. 3,500 and it comes with an introductory offer of 20% cash back on all spends made in the first 90 days (up to a maximum of Rs. 10,000).

4. Citi Prestige Credit Card- This is one of the best premium credit cards in India that comes loaded with features and benefits such as 24/7 concierge service, golf course access worldwide, complimentary domestic and international airport lounge visits and much more. The annual fee for this card is Rs. 30,000 but it also comes with a welcome benefit of Rs. 30,000 worth Citibank Rewards Points that can be redeemed for air tickets or hotel stays worldwide.

5 Axis Bank My Choice Credit Card- My Choice Credit Card from Axis bank is one of the best cashback credit cards in India that offers up to 5% cashback on select categories (grocery shopping, utility bills etc.). It also offers fuel surcharge waiver across all petrol pumps in India along with other exciting benefits like complimentary airport lounge access and movie ticket discounts at leading cinema halls nationwide. The annual fee for this card is Rs 1,499 but it has no joining fee for the first year making it an attractive option for budget conscious consumers who are looking for good value propositions in their credit cards!

Conclusion:
There you have it! These are the five best credit cards in India . Be sure to do your research before applying for any credit card so that you can find the perfect match for your needs and spending habits. Thanks for reading!

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